ClearFrank Verify

Prove the devicebefore it changes hands.

A remote hardware diagnostic and a blacklist check, run on the seller’s own phone, turned into a signed certificate the marketplace or insurer can act on. No lab, no postage, no waiting.

What do you need checked?

Two routes through the same diagnostic. Pick the one that brought you here.

Staff admin

How this gets paid for

Two lanes, two payers — and in neither of them does the consumer face a card form.

Marketplace lane

The marketplace pays, per completed verification

The compliance risk sits with the venue, not the seller: it’s the marketplace that carries the regulatory exposure, the returns cost and the stolen-goods problem. It’s also one contract and one invoice instead of millions of card payments — no payment handling, refunds or chargebacks on our side.

  • Billed per completed verification, tiered by volume.
  • The marketplace decides whether to absorb it, fold it into the seller fee, or sell a “Verified” badge upgrade.
  • Because they issue the verification, they control the spend — no re-test loops, no runaway bill.
Insurance lane

The insurer pays, per device checked before cover starts

This runs at the point of sale, not at claim. The insurer diverts the applicant to us, and gets back an eligibility answer plus a timestamped record of exactly what was already wrong with the device the moment cover began. Pre-existing damage re-presented later as a fresh accident is the largest leakage in device insurance, and it is unanswerable without that record.

The current answer is photographs. Several insurers already ask applicants to photograph the device at quote — which is an admission that the problem is real, and a weak remedy for it. A photo shows one face of a handset, in lighting the applicant chose, at a moment they chose. It cannot report battery health, it cannot read an IMEI, and it cannot be checked against the stolen registry. A diagnostic does all three, and signs the result.

  • Billed per completed pre-cover check, tiered by volume.
  • The applicant enters a reference and nothing else — no policy data, no payment details, no device to identify.
  • Declining a stolen handset before it’s on risk pays for the check on its own.

Why not charge the consumer directly: a fee in front of a listing is friction at the exact moment the seller is deciding whether to bother, and it creates the wrong incentive — a seller who paid for a fail will retest until it passes. Paying us per verification keeps issuance, and therefore quality control, with the party who wants the compliance.